How to save and invest today for a secure financial tomorrow A sound financial plan is absolutely essential for reaching your long-term goals, whether you want to purchase a new home, pay for a child's college education, or create a retirement nestegg In this invaluable new guide, investment advisor W Patrick Naylor provides a 10-step, easy-to-follow ожигд savings and investing program that will help you build a secure financial future A flexible system that can be tailored to your income and risk tolerance levels, this proven strategy shows how to: Set short-, intermediate-, and long-term financial goals Establish a budget based on fixed and variable expenses Organize your banking for maximum benefit Create a separate fund for unforeseen emergencies Develop a 3-tiered investment strategy that includes mutual funds, dividend reinvestment programs (DRIPs), and individual growth stocks Monitor your investments regularly by determining your net asset value (NAV).  Художник:ISBN 0471175331.