This book is written for the backbone of America: the working class people It's for the blue collar workers who have never had any money, grew up without any money, who have been stuck with low paying jobs, and no prospects for a better one However, there is a way up and out of their bleak financial hole In the seven simple steps used in his book, Erlend Peterson, ожибн a certified financial planner, provides anyone with the tools to break the cycle of poverty and become financially secure It may seem impossible, but it's not All it takes is making some fundamental changes in lifestyle, attitude, and presentation The key is to start working toward realistic financial goals now Money Changes Everything provides all the necessary tools and informationto help working class people realize their dreams It isn't a matter of being smarter or better looking or being in better physical shape They don't have to be a college graduate or full of driving ambition, they just need to be focused, set a goal,and then do all they can to work toward that goal.  CelebraISBN 1931643164.